Economic StabilityFinancial Wellness Services help families manage their financial lives by learning skills to set financial goals, manage time, prioritize needs and budget properly. Through private and public funds, CCI supports individuals and families in saving money for key long-term assets, such as home ownership and education, with a goal of helping families become financially stable and secure.

 

Coaching

CCI provides compassionate and coordinated financial coaching services through assistance from knowledgeable professional staff and volunteers. Coaching services help individuals and families set goals related to income, budgeting, expense management, debt, credit, access to public benefits, low cost tax services, applying for the Earned Income Tax Credit (EITC), and asset accumulation.  Clients meet regularly with a CCI Financial Coach to achieve a variety of goals related to their financial and asset building goals, enabling them to live securely in the present and plan for the future.

Financial Literacy

CCI provides specialized instruction to enhance the ability of individuals to make appropriate decisions in managing their personal finances, understanding services provided by financial institutions, avoiding predatory lenders and understanding credit.

Individual Development Accounts

Individual Development Accounts (IDAs) are matched savings accounts which assist people with modest means to save towards post-secondary education. Post-secondary education can help individuals who are low-income build safety nets for their families and provide better opportunities for upward mobility and prosperity across socioeconomic classes. IDAs match the deposits of participants into special savings accounts; savers receive a 8:1 match for every dollar saved. Participants can use their savings and match money to further their education or job training.